The institutional intelligence platform for finance & compliance
Five specialist intelligence modules. Live data from OFAC, FinCEN, FATF, BIS, EBA, and FCA. Ask in plain English. Get authoritative, cited answers in seconds.
Searches the latest EBA guidance. Returns the specific article, applicable exemptions, and authorisation pathway if required.
5 credits
“Has OFAC added any SDN entries affecting our Gulf corridor this month?”
Pulls the live OFAC SDN list. Returns recent designations relevant to your corridor with entity names and programme codes.
5 credits
“What FATCA reporting applies to our Singapore entity with US account holders?”
Searches IRS FATCA guidance and the Singapore IGA. Returns thresholds, deadlines, form requirements, and account categories.
5 credits
Payments
Module 02
“Cheapest compliant way to move $10M monthly from Qatar to Bangladesh?”
Full corridor breakdown: regulatory requirements, FX spread benchmarks, stablecoin vs SWIFT vs local-rail costs, AML documentation required.
5 credits
“Compare USDT, USDC, and USD1 as settlement rails for cross-border B2B flows.”
Regulatory treatment per jurisdiction, counterparty risk, settlement finality, redemption risk, and which rail wins for which corridor.
5 credits
“Structure our UK-to-UAE remittance corridor to minimise FX cost and friction.”
Searches FCA and CBUAE current rules. Returns optimal rail, licence requirements both jurisdictions, and estimated all-in cost per transaction.
5 credits
PQC Advisor
Module 03
“We run RSA-2048 on our payment signing. What's our quantum risk and where do we start?”
HNDL risk assessment, RSA-2048 harvest timeline, migration priority order, NIST FIPS 204 ML-DSA-65 replacement spec, and a 90-day action plan.
5 credits
“Compare Securosys, Thales DPoD, and AWS KMS for our scale and compliance requirements.”
FIPS 140-3 status, PQC algorithm support per HSM, current pricing, latency benchmarks, and a recommended starting point based on your stage.
5 credits
“Build a 12-month PQC migration roadmap from current ECDSA to a NIST-compliant stack.”
Phases the migration by risk: TLS first, then signing keys, then key exchange, then data at rest. Includes CNSA 2.0 milestones and a board-ready summary.
5 credits
AI Security
Module 04
“Our team uses ChatGPT and Copilot without IT approval. What's the actual risk?”
Data exfiltration vectors, training-data opt-out status, PII exposure risk, DORA implications for a regulated firm, and a shadow-AI policy framework.
5 credits
“Our compliance AI agent has read access to payment logs it doesn't need. Fix it.”
Least-privilege scope reduction, NHI credential rotation policy, behaviour-monitoring thresholds, and audit trail requirements under DORA and EU AI Act.
5 credits
“Map our AI deployment against NIST AI RMF and EU AI Act — what are we missing?”
Govern/Map/Measure/Manage status per framework. EU AI Act risk classification. Pass/fail per control. Prioritised remediation with effort estimates.
5 credits
Built-in tools
Beyond Q&A — specialist tools included
Always Free
Travel Rule
Quick Check
Enter amount and jurisdiction. Instant answer: applies or not, exact threshold, what originator and beneficiary data is required. EU, US, UK, Singapore, UAE.
Free · Instant · No AI call
Always Free
Live Regulatory
Feed
Searches OFAC, FinCEN, US Treasury, Fed, FATF, BIS, EBA, and FCA on every session. Top 8 regulatory updates from the past 30 days, source-flagged and dated.
Free · Refreshed daily
5 Credits
Gap Analysis
Report Generator
Select report type and jurisdiction. Generates a structured client-ready gap analysis: executive summary, key requirements, typical gaps, remediation, risk priority. MiCA, Travel Rule, AML, DAC8, DORA, PQC.
5 credits · With live regulatory search
5 Credits
Payment Corridor
Analyser
Select origin, destination, monthly volume. Returns full corridor analysis: regulatory requirements both sides, optimal rail recommendation, FX spread benchmark, estimated per-transaction cost, AML documentation.
5 credits · Live search
Always Free · Persists across sessions
Hard Memory — it knows who you are
Set your organisation, role, sector, jurisdictions, and focus areas once. Every answer is calibrated to your context — no re-explaining your situation on every session. Memory persists permanently across all devices.
Free
Module 05 · KXCO Network
Join our cross-border payments network
Issue branded cards, clear and settle at T+0, trade across 28 FX pairs. Banks, PSPs, and fintechs bring the licence — KXCO brings the rails, compliance stack, and settlement infrastructure. Expression of interest and go-live in 60–90 days.